Google announced recently it is spearheading a based on NFC-ready Android phones with Citi, Sprint and others.

Meanwhile, rumors persist that , which some have called the iPhone 4S, could include an NFC chip to be used to make contactless payments at NFC terminals in stores and other locations.

The survey also found that iPhone owners are more enthusiastic about having a mobile wallet from Apple (61%) than Android owners who would want to use a Google wallet (46%).

Eisner concluded that the marketing departments of the various mobile wallet providers "have their work cut out for them to overcome resistance to mobile wallets."

Matt Hamblen covers mobile and wireless, smartphones and other handhelds, and wireless networking for Computerworld. Follow Matt on Twitter at or subscribe to . His e-mail address is .